About Joe Luisi:

Joe Luisi specializes in USDA-RD loans and FHA 203K Renovation loans. Joe is a proud Penn State graduate and Kent State undergraduate and is now local to Franklin county, Pennsylvania. Also licensed in Maryland, West Virginia and all of Pennsylvania, Joe is happy to help state-wide.

A note from Joe:

My team and I look forward to helping you finance your home. Buying a new home can be an exciting process and I am eager to help you to explore all your mortgage options and help you make an informed decision about which is right for you. For first-time home buyers, I recommend checking your credit and getting pre-approved even before starting your home search to ensure an easier process down the road.

“Should I get a USDA-RD loan?”

USDA-RD is a mortgage program that helps a lot of home buyers afford the house they really want. USDA-RD loans allow for 0% down payment, which makes this a popular choice for first-time home buyers. Eligibility is based on the location of the property, so reach out to us to discuss the area where you’re looking to buy a house and look at your mortgage options.

“I’m thinking about renovating my house”

Home renovation mortgage solutions range from loan programs like FHA 203K financing to Fannie Mae Homestyle. Renovation loans can be more involved than a quick mortgage for a home purchase or refinance, so it’s worth working with a loan officer who understands the loan products and the renovation mortgage process.

“How do I get pre-approved for a mortgage?”

Please feel free to give me a call or click on the Apply Online button above to get started. If you’re using a computer, you’ll go directly into my online application. If you’re using a mobile device, you’ll go to my RMS Ready mobile app in the app store. In the RMS Ready app, you’ll also find mortgage calculators, educational articles and everything you’ll need to be informed throughout the mortgage process. Once you’ve completed the application, you’ll be able to log in again from both your computer and mobile device to stay up-to-date.